How It Works
From Vision to Financing. From Financing to Execution.
Our process is designed to move qualified projects forward without unnecessary friction. Here is what to expect when you work with On Time Funding.
Submit Your Project
Begin by submitting your project details through our inquiry form. We ask for the essentials: project type, location, funding amount, timeline, and a brief overview of the opportunity. No lengthy applications at this stage.
Typical response time: 1–2 business days
Initial Qualification Review
Our team reviews your submission against our funding criteria. We evaluate project type, deal size, sponsor experience, and market fundamentals. If your project qualifies, we will reach out to schedule a direct conversation.
We review every submission personally
Discovery Conversation
We get on a call to understand your project in depth — the opportunity, the team, the timeline, and the capital structure you need. This is where we determine the best path forward and identify the right capital sources.
Direct conversation with our team
Capital Matching
We leverage our network of financial relationships to identify and engage the right capital partners for your project. We present your opportunity to sources that are actively deploying capital in your asset class and deal size.
Access to institutional and private capital
Term Sheet and Structuring
Once a capital partner expresses interest, we work with both parties to structure the transaction — reviewing term sheets, negotiating key terms, and ensuring the deal is structured to close.
We stay involved through structuring
Funding Execution
We work alongside you through the due diligence and closing process to ensure the funding moves to completion. Our goal is to get your project funded — and to do it on time.
From term sheet to closing
Common Questions
Frequently Asked Questions
What is the minimum deal size?
We work exclusively with projects requiring $5 million or more in financing. This focus allows us to maintain the depth of relationships and diligence that large-scale transactions require.
What types of projects do you fund?
We work across acquisition, development, construction, expansion, and value-creation transactions. This includes commercial real estate, mixed-use development, business acquisitions, and portfolio growth capital.
How long does the process take?
Timeline varies by project complexity and capital source. Our goal is to move qualified projects forward as efficiently as possible. Initial qualification review typically takes 1–2 business days.
Do you charge upfront fees?
Our fee structure is discussed directly with qualified projects during the discovery conversation. We are transparent about how we are compensated and do not charge fees before a project is qualified.
What documentation will I need?
You will need scope of work for your project. Additional documentation requirements vary by project type and capital source. Generally, you should be prepared to provide project financials, Real Estate background, and relevant market data.
Ready to Start?
Submit your project and we will be in touch within 1–2 business days.